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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.


Working with Joe was awesome. As first time homebuyers, we were completely new to the process, and Joe explained everything along the way in great detail. He quickly provided estimated cost worksheets for a variety of houses as we tried to determine what we could afford. He and his team also got us to closing 3 weeks earlier than planned due to the extenuating circumstances of COVID-19 and concern that courthouses may shut down! Overall, an excellent experience and great team to work with!

- Deirdre J.

Joe is a straight shooter, very personable but not a bunch of wasted time

- Richard R.

Joe is always thorough, fast and ready to answer any questions. He has been our broker for quite some time and we truly appreciate his hard work and great attitude.

- Amelia A.

Joe’s attention to detail coupled with excellent communication at every level made it a seamless transaction.

- Thomas C.

Everything went smoothly.

- Marshall M.

Knowledgeable and efficient.

- Pe S.

Frequent updates, clear communication of expectations and deliverables, most importantly, ability to close on time

- Reba J.

Joe was excellent, he walked me through the entire process; he was extremely knowledgeable, patient answering all my questions, and available to reach. I would highly recommend working with Joe, the process was easy and pleasant!

- Elizabeth D.

Our refinancing was done in a timely manner an very professionally. We have worked with Joe quiet a few times buying houses and refinancing our properties and Joe is very professional and very helpful. He has answered every question I had and gone beyond my expectations to explain all the refinancing processes. I am very happy with all the services I have received. Thanks to the professional service. Thanks Joe. Tsedal Mengistu.

- Tsedal M.
Joe Rapchak

Joe Rapchak

Mortgage Loan Officer
NMLS ID #: 476407

Direct: 571-334-1417
Office: 703-778-4009
Fax: 703-778-4530

Apply Online

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