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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.


Attention to detail, personal service and friendly attitude made the process of buying our house an extremely pleasant experience.

- Eric C.

Joe Rapchak is the ultimate professional. I felt he had my best interests in mind at all times. With every question I had, he provided a quick, speedy and well advised response. I have bought several homes and refinanced several times in my life, as well as being a real estate agent for several years and Joe has been the best I have worked with. I would not go to anyone else in the future and will recommend him to all my friends.

- Robert H.

Fantastic communication. Easy to work with. Helpful in all aspects. A true partner.

- Joshua S.

Joe was very professional and responded very quickly to all issues and kept up constant communication. Great experience!

- Michael J.

I got regular communication from Joe throughout the process, so I knew where things stood on my loan at all times. He was responsive whenever I had questions and he made sure things went extremely smoothly at closing. Could not have been a better experience than working with Joe and his team.

- Mark W.

This is the second time I have worked with Mr. Rapchak and it was just as easy as the first home purchase. He is very efficient through the lending process. Mr. Rapchak quickly responds to any email or phone call, whether its a weekday or weekend. Any question you may have, he will send a thorough answer. He is a pleasure to work with. I would highly recommend Mr. Rapchak as your lender.

- Emily C.

Outstanding customer service!! Joe was extremely personable and patient and conveyed confidence through his years of experience and knowledge. Led and mentored us in the mortgage process and provided sound advice, enabling us to make decisions to support our dream of owning a house at the beach.

- Joel B.

Joe was very friendly and attentive. We were wowed by his detail and willingness to work with us on any issues. He was a trusted member of our new home purchase team. Loved working with him and would recommend him to anyone.

- Margaret C.

Joe was incredibly helpful, responded quickly to questions and concerns, and provided us all the information we needed to select a down payment plan. We very much appreciate his hard work on our behalf!

- Kimberly A.
Joe Rapchak

Joe Rapchak

Mortgage Loan Officer
NMLS ID #: 476407

Direct: 571-334-1417
Office: 703-778-4009
Fax: 703-778-4530

Apply Online

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