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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Joe Rapchak is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Joe Rapchak can help.


Frequent updates, clear communication of expectations and deliverables, most importantly, ability to close on time

- Reba J.

Joe was excellent, he walked me through the entire process; he was extremely knowledgeable, patient answering all my questions, and available to reach. I would highly recommend working with Joe, the process was easy and pleasant!

- Elizabeth D.

Our refinancing was done in a timely manner an very professionally. We have worked with Joe quiet a few times buying houses and refinancing our properties and Joe is very professional and very helpful. He has answered every question I had and gone beyond my expectations to explain all the refinancing processes. I am very happy with all the services I have received. Thanks to the professional service. Thanks Joe. Tsedal Mengistu.

- Tsedal M.

Quick responses and communication. So friendly and made everything clear and easy.

- Mara A.

I have used Joe several times for my financing needs. He is outstanding. Knowledgeable, personable, and caring. I would recommend him to anyone that I know who is in the market.

- Robert H.

Joe is always a pleasure to work with, having done all our home purchases and refis.

- Zachary W.

Very easy

- Kearsley R.

Joe is very knowledgeable and explained things clearly. He was very helpful through the whole process and delivered on everything he promised.

- Jamin T.

Joe was always available, and quickly responded to all of my requests. He and his team moved very quickly to make my close happen as quickly as possible. It was such a pleasure working with him and his team. I would definitely recommend him to potential homebuyers.

- Ryan H.


- Michael J.
Joe Rapchak

Joe Rapchak

Mortgage Loan Officer
NMLS ID #: 476407

Direct: 571-334-1417
Office: 703-778-4009
Fax: 703-778-4530

Apply Online

Contact Joe Rapchak

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